Guides

Banks in Czechia: where foreigners can open an account

Updated: 21.07.2026

Foreigners — including non-EU citizens, students and Ukrainian refugees — can open a bank account in Czechia, though the required documents and conditions vary by bank. Major retail banks (Česká spořitelna, ČSOB, Komerční banka, UniCredit, Raiffeisenbank and others) usually require an in-person branch visit with a passport, and often proof of address or residence; many offer English-language support. Fintech services such as Revolut and Wise let you open a multi-currency account online through an app with just one document. Below is a verified list with official contacts; always confirm the exact requirements and documents with the bank directly before your visit.

Foreigners — including non-EU citizens, students and Ukrainian refugees — can open a bank account in Czechia, though the required documents and conditions vary by bank. Major retail banks (Česká spořitelna, ČSOB, Komerční banka, UniCredit, Raiffeisenbank and others) usually require an in-person branch visit with a passport, and often proof of address or residence; many offer English-language support. Fintech services such as Revolut and Wise let you open a multi-currency account online through an app with just one document. Below is a verified list with official contacts; always confirm the exact requirements and documents with the bank directly before your visit.

Česká spořitelna

Czechia's largest retail bank (part of the Erste Group). It has an Expat Centre and English-language support; a passport is usually enough for a foreigner to open an account, processed in person at a branch.

Address: Olbrachtova 1929/62, 140 00 Praha 4
Phone: +420 277 207 207
Website: www.csas.cz/en

ČSOB (Československá obchodní banka)

One of the largest banks (part of the KBC Group). It has an English-language website and foreign-currency accounts; foreigners generally need to open an account in person at a branch, and proof of address may be required.

Address: Radlická 333/150, 150 57 Praha 5
Phone: +420 224 111 111
Website: www.csob.cz/en

Komerční banka

A large bank (part of the Société Générale Group) with an English-language support line for foreigners. Some online tariffs are available only to Czech citizens; foreigners should check conditions by phone or at a branch.

Address: Na Příkopě 969/33, 114 07 Praha 1
Phone: +420 955 551 515
Website: www.kb.cz/en

UniCredit Bank Czech Republic and Slovakia

Has an International Clients Center with multilingual staff. Non-EU citizens need a residence permit or a visa valid for 90+ days plus supporting documents. Free hotline within Czechia: 800 14 00 14.

Address: Želetavská 1525/1, 140 92 Praha 4
Phone: +420 221 210 031
Website: www.unicreditbank.cz/en

Raiffeisenbank

A retail bank with English-language support and statements in several languages. Opening an account requires an in-person visit to a branch in Czechia. Client hotline: +420 841 841 841.

Address: Hvězdova 1716/2b, 140 78 Praha 4
Phone: +420 412 440 000
Website: www.rb.cz/en

Air Bank

An online-focused bank with low fees and a mobile app. Contracts and internet banking are Czech-only; without Czech, you'll need a translator or an existing account with another Czech bank to open and manage one.

Address: Evropská 2690/17, 160 00 Praha 6
Phone: +420 515 202 202
Website: www.airbank.cz

Fio banka

A Czech bank offering a free current account and an English-language website. EU citizens only need an ID or passport; others need a passport (sometimes two documents); the account is set up at a branch.

Address: Na Florenci 2139/2, 110 00 Praha 1
Phone: +420 224 346 800
Website: www.fio.cz/about-us/how-to-become-a-client/i-want-banking-services

MONETA Money Bank

A retail bank with a nationwide branch network. Fully online account opening via the app is available with a Czech ID; foreigners without one open an account at a branch.

Address: Vyskočilova 1442/1b, 140 28 Praha 4
Phone: +420 224 443 636
Website: www.moneta.cz/web/en

mBank

A bank with low fees. EU citizens need a European ID; others need a passport, and holders of a Czech birth number (rodné číslo) can verify identity via a residence permit. The mobile app is available in English, but internet banking is not.

Address: Pernerova 691/42, 186 00 Praha 8
Phone: +420 222 111 999
Website: www.mbank.cz

Revolut

A fintech (e-money) service, not a Czech bank. The app is in English; accounts can be opened online across the EEA, including for Ukrainian refugees using a Ukrainian passport or ID. There are no physical branches in Czechia.

Website: www.revolut.com/en-CZ

Wise

A fintech and e-money institution (not a bank). A multi-currency account and card can be opened online via the app with a single document, with support in English. It lets you hold balances in CZK and 40+ other currencies.

Website: wise.com

This information is for reference only; phone numbers, addresses, opening hours and conditions may change — please check with the official websites of these institutions.

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