Foreigners — including non-EU citizens, students and Ukrainian refugees — can open a bank account in Czechia, though the required documents and conditions vary by bank. Major retail banks (Česká spořitelna, ČSOB, Komerční banka, UniCredit, Raiffeisenbank and others) usually require an in-person branch visit with a passport, and often proof of address or residence; many offer English-language support. Fintech services such as Revolut and Wise let you open a multi-currency account online through an app with just one document. Below is a verified list with official contacts; always confirm the exact requirements and documents with the bank directly before your visit.
Foreigners — including non-EU citizens, students and Ukrainian refugees — can open a bank account in Czechia, though the required documents and conditions vary by bank. Major retail banks (Česká spořitelna, ČSOB, Komerční banka, UniCredit, Raiffeisenbank and others) usually require an in-person branch visit with a passport, and often proof of address or residence; many offer English-language support. Fintech services such as Revolut and Wise let you open a multi-currency account online through an app with just one document. Below is a verified list with official contacts; always confirm the exact requirements and documents with the bank directly before your visit.
Czechia's largest retail bank (part of the Erste Group). It has an Expat Centre and English-language support; a passport is usually enough for a foreigner to open an account, processed in person at a branch.
Address: Olbrachtova 1929/62, 140 00 Praha 4
Phone: +420 277 207 207
Website: www.csas.cz/en
One of the largest banks (part of the KBC Group). It has an English-language website and foreign-currency accounts; foreigners generally need to open an account in person at a branch, and proof of address may be required.
Address: Radlická 333/150, 150 57 Praha 5
Phone: +420 224 111 111
Website: www.csob.cz/en
A large bank (part of the Société Générale Group) with an English-language support line for foreigners. Some online tariffs are available only to Czech citizens; foreigners should check conditions by phone or at a branch.
Address: Na Příkopě 969/33, 114 07 Praha 1
Phone: +420 955 551 515
Website: www.kb.cz/en
Has an International Clients Center with multilingual staff. Non-EU citizens need a residence permit or a visa valid for 90+ days plus supporting documents. Free hotline within Czechia: 800 14 00 14.
Address: Želetavská 1525/1, 140 92 Praha 4
Phone: +420 221 210 031
Website: www.unicreditbank.cz/en
A retail bank with English-language support and statements in several languages. Opening an account requires an in-person visit to a branch in Czechia. Client hotline: +420 841 841 841.
Address: Hvězdova 1716/2b, 140 78 Praha 4
Phone: +420 412 440 000
Website: www.rb.cz/en
An online-focused bank with low fees and a mobile app. Contracts and internet banking are Czech-only; without Czech, you'll need a translator or an existing account with another Czech bank to open and manage one.
Address: Evropská 2690/17, 160 00 Praha 6
Phone: +420 515 202 202
Website: www.airbank.cz
A Czech bank offering a free current account and an English-language website. EU citizens only need an ID or passport; others need a passport (sometimes two documents); the account is set up at a branch.
Address: Na Florenci 2139/2, 110 00 Praha 1
Phone: +420 224 346 800
Website: www.fio.cz/about-us/how-to-become-a-client/i-want-banking-services
A retail bank with a nationwide branch network. Fully online account opening via the app is available with a Czech ID; foreigners without one open an account at a branch.
Address: Vyskočilova 1442/1b, 140 28 Praha 4
Phone: +420 224 443 636
Website: www.moneta.cz/web/en
A bank with low fees. EU citizens need a European ID; others need a passport, and holders of a Czech birth number (rodné číslo) can verify identity via a residence permit. The mobile app is available in English, but internet banking is not.
Address: Pernerova 691/42, 186 00 Praha 8
Phone: +420 222 111 999
Website: www.mbank.cz
A fintech (e-money) service, not a Czech bank. The app is in English; accounts can be opened online across the EEA, including for Ukrainian refugees using a Ukrainian passport or ID. There are no physical branches in Czechia.
Website: www.revolut.com/en-CZ
A fintech and e-money institution (not a bank). A multi-currency account and card can be opened online via the app with a single document, with support in English. It lets you hold balances in CZK and 40+ other currencies.
Website: wise.com
This information is for reference only; phone numbers, addresses, opening hours and conditions may change — please check with the official websites of these institutions.
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