Renting a flat in Prague without an agent: how to verify the owner

Renting directly from the owner in Prague is realistic, and it saves you a full month's rent plus VAT. But along with the commission you also lose the intermediary who normally checks the paperwork for you. Here is the running order: how to make sure the person in front of you really is the owner, how much cash you need up front, and which clauses of the contract to read slowly.

Step one: who are you actually dealing with?

The most common problem on the Prague market is not a fraudster with a fake passport — it is someone who "sort of has the right" to rent the place out: a relative living here, the previous tenant, the owner's partner. A contract with that person is shaky at best and void at worst, and a month later the real owner rings the doorbell.

The check takes ten minutes and can be done before the viewing, as long as you know the address.

The land registry: nahlizenidokn.cuzk.gov.cz

This is the official state portal; browsing is free and requires no registration. Pay attention to the domain: it ends in .gov.cz — anything else is not a government site. The old address nahlizenidokn.cuzk.cz now redirects, and lookalike names are exactly what scammers fake. Here is the procedure:

  1. Choose the search by address (Vyhledat stavbu / adresní místo) or by unit number.
  2. Enter the municipality Praha, the city district, the street and the house number.
  3. Inside the building, find the flat you need — a jednotka (unit) with a number, usually matching the flat number.
  4. Open the record and look at the blocks Vlastníci a jiní oprávnění, Způsob ochrany, Omezení vlastnického práva and Řízení.

What exactly to look for:

  • The name in the owner field must match the person signing the contract, letter for letter. If the owner is a company (s.r.o.), the contract is signed by the jednatel (managing director); check him in the second free register — the obchodní rejstřík at justice.cz.
  • The ownership share. If there are two owners with 1/2 each, both must sign, or one of them on the basis of a power of attorney.
  • Omezení vlastnického práva (restrictions on ownership). Zástavní právo (a bank mortgage lien) is normal and nothing to panic about: most recently bought flats carry one. But exekuce (enforcement proceedings) or zahájení insolvenčního řízení (start of insolvency proceedings) is at the very least a reason to ask questions — under enforcement, the flat can go to auction.
  • A "seal" (the "Řízení" marker) means a change to the entry is being processed right now — the flat is being sold, for example. Ask who your landlord will be in a month's time.

The free view is just a screenshot from your screen and carries no legal weight, but for a check before signing it is enough. The official extract (výpis z katastru nemovitostí with a stamp) is issued for a fee at any Czech POINT — the post office, your úřad městské části, a notary, the Hospodářská komora (the current list of locations is at czechpoint.gov.cz) — and electronically through the ČÚZK dálkový přístup. It costs 100 Kč for the first page and 50 Kč for each additional one. Asking the landlord for the paid extract is perfectly normal: a genuine owner usually already has one.

On top of that, ask to see a passport or ID and compare the name with the registry. A conflict-free way to put it: "I need the name in the contract to match the one in the land registry, otherwise OAMP may not accept my proof of accommodation." That is true, and it takes the awkwardness out of the request.

How much money you need up front

Budget not for the monthly rent but for the amount you have to put on the table on signing day. According to Deloitte data for the second quarter of 2026, the average rate in Prague 7 is 493 Kč per m² and in Prague 9 it is 468 Kč per m², up 3.8% year on year. In other words, a 2+kk of 55 m² in Prague 9 works out at roughly 25,700 Kč a month excluding utilities.

ItemExample amount (rent 25,000 Kč)Comment
First month's rent25,000 KčPaid in advance, usually by the 5th of the month
Services and utilities (advance payments)3,000–5,000 KčA guideline for a 55 m² flat; depends on the heating and the number of occupants
Deposit (jistota)25,000–50,000 KčBy law, three months' rent is the maximum
Agency commission25,000 Kč + 21% VAT = 30,250 KčRenting directly from the owner, there is none at all

Bottom line: moving into this flat directly from the owner costs 54,000–79,000 Kč, through an agency 84,000–109,000 Kč. Where you land inside the range depends on whether the jistota is one month's rent or two; the gap between "direct" and "through an agency" stays at around 30,000 Kč either way. That gap is why people go looking without an intermediary. In Czechia the commission on a rental is most often paid by the tenant, and that is legal — but only if the agency is genuinely providing you with a service.

The cap on the deposit

Here the law is specific. Under §2254 of the občanský zákoník (Civil Code), the jistota together with any smluvní pokuta (contractual penalty) may not exceed three times the monthly rent. Not "three months of deposit plus a penalty on top" — three in total.

Second point: the law does grant a right to interest on the deposit — §2254 odst. 2 refers to interest "alespoň ve výši zákonné sazby" (at least at the statutory rate). But which rate counts as statutory in this case is not defined, in practice it is disputed, and the sums involved are symbolic. It is worth claiming the interest; it is not worth building your budget on it.

If you are asked for four months' rent, or for "three months of deposit plus the last month up front", calmly point to §2254. A clause above the cap does not make the whole contract void — you are entitled to demand the excess back. But it is far easier to settle it before signing: a reasonable owner knows the rule.

The contract: five places to read slowly

Written form is mandatory (§2237), but if there is no contract on paper the owner cannot invoke that against you — an oral tenancy is valid for the tenant, and using the flat in good faith for three years makes the contract properly concluded under §2238. For OAMP, however, an oral arrangement is useless, so insist on paper. Reading the whole thing in Czech is hard going, so focus on the clauses below — the rest is usually boilerplate.

1. The term

A fixed-term contract (doba určitá, usually one year) is the Prague standard. Check what it says about renewal: is there an automatic extension, and on what terms? An open-ended contract is more flexible for the tenant, but owners rarely offer one.

2. Výpovědní doba

That is what the notice period is called in the current Civil Code; older templates still use the outdated "výpovědní lhůta" — look for both words in your contract. Everything else depends on the type of tenancy you have.

  • Doba neurčitá (open-ended). The tenant may terminate without giving a reason, with a three-month notice period (§2231), counted from the first day of the month following receipt of the notice (§2286).
  • Doba určitá (fixed term). You cannot simply walk out on notice. Early termination is only possible under §2287: circumstances have changed so much that continuing the tenancy cannot reasonably be required of you, and the výpověď must state the reasons in writing, otherwise it is invalid. Or on grounds you wrote into the contract yourself in advance.

The conclusion: the early-termination clause is negotiated before signing, not disputed afterwards. The absence of a right to leave early is not an anomaly but the normal regime of doba určitá, so ask for a clause you understand — an exit on three months' notice, say, or on providing a replacement tenant.

3. Minor repairs (drobné opravy)

Since 1 January 2026, NV 493/2025 Sb. (amending NV 308/2015) applies: minor repairs paid by the tenant are capped at 1,500 Kč per individual case and 150 Kč per m² per year in total. For a 55 m² flat that is a ceiling of 8,250 Kč a year.

The regulation distinguishes between two concepts, and confusing them is expensive. Běžná údržba — cleaning, painting, descaling, keeping equipment in working order — is always on the tenant, and the limits do not apply to it. Drobné opravy are capped: if a single repair costs more than 1,500 Kč, the owner pays the whole thing. And there is the separate annual ceiling of 150 Kč per m²: once the year's minor repairs exceed it, further repairs that year no longer count as minor.

Check that the contract contains no clause along the lines of "the tenant bears all costs of repairs and maintenance". Wording like that contradicts the regulation.

4. Utility settlement (vyúčtování služeb)

The contract must make it clear which services are covered by the advance payment (water, heating, lift, waste collection, internet), who signs the contracts with the energy suppliers, and when the annual reconciliation happens. The landlord must provide you with the vyúčtování within four months of the end of the billing period. For a delay, §13 of Act No. 67/2013 Sb. provides a penalty: unless the parties have agreed a different amount in writing, it is 50 Kč for each day started of delay — check that no other figure has been written into your contract. The penalty is not automatic: it does not apply if performance on time could not fairly be required, or if the delay was your fault, for example because you failed to report the number of occupants.

A practical tip: on move-in day photograph every meter reading and enter them in the handover protocol (předávací protokol), signed by both parties. Most utility disputes die right there.

5. Rent increases

It all depends on whether the contract contains an indexation clause. If the parties have neither agreed nor excluded a procedure for raising the rent, the fallback rule of §2249 applies: the landlord may propose in writing to raise the rent to the level usual in that location, but by no more than 20% in total over three years. If the contract does contain an inflační doložka (inflation clause, §2248), §2249 is displaced and the 20% limit does not apply to that indexation. Then it is the clause itself you need to read: which index it is tied to (usually ČSÚ), from what date it applies, and whether there is a ceiling on the increase.

Registering your address: the thing people remember too late

For a foreigner an address is not a formality but part of your legal stay. The deadlines depend on your status, and getting confused here is costly.

  • Just arrived, no residence permit yet. You must report your place of stay to the foreign police within three working days of entry (§93 odst. 1 of Act No. 326/1999 Sb.). The duty falls away if the landlord has reported you as the ubytovatel (accommodation provider). The fine is up to 3,000 Kč.
  • EU citizens30 days (§93 odst. 2).
  • You hold dlouhodobý or trvalý pobyt and have changed address. You report not to the police but to OAMP MV ČR — the Oznámení změn form, within 30 working days.
  • The landlord's duties (§100). To notify the police of your accommodation within three working days (the přihlašovací tiskopis form) — that is his legal obligation, not a favour to you. Plus keeping a domovní kniha (guest book) and storing it for six years. There are floor-space rules too: 8 m² for one occupant, 12.6 m² for two, plus 5 m² for each additional person. The fine for the landlord is up to 50,000 Kč.
  • When you apply for residence, OAMP requires a potvrzení o zajištění ubytování (confirmation of accommodation). The owner's signature must be úředně ověřený (officially verified) — at a CzechPOINT or a notary — or he signs the form in front of the OAMP officer; if you file through a data box, a recognised electronic signature is required. The alternative is an úředně ověřená copy of the nájemní smlouva. It is signed by the owner or an oprávněný uživatel; if the owner is an s.r.o., the jednatel signs. An ordinary handwritten signature without verification is grounds for rejecting the application.

Hence a practical rule: before signing, ask outright whether the owner is willing to sign the potvrzení and have his signature verified. An answer like "I'll register you later" or "let's skip the registration, it's cheaper" means the person either has tax problems or is not the owner — and that he has no intention of meeting his §100 obligation. You are the one who will have to move out.

The scams people fall for most often

  • Payment before the viewing. "I'm in Germany right now, send the deposit and I'll courier you the keys." The universal rule: not a single koruna before you have stood inside that flat and held the owner's passport in your hands.
  • "That one's gone, but I have another." The classic bait: the well-priced listing exists to harvest contacts, and what you are shown is more expensive and worse. Not fraud in itself, but a signal not to rush with this person.
  • A forged extract. A PDF "from the land registry" arrives in a messenger app. Do not read what you were sent — open nahlizenidokn.cuzk.gov.cz yourself and find the flat by address. The data must match.
  • Subletting without the right to sublet. The person rents the flat himself and sublets it to you, often room by room. The owner knows nothing about the contract. He is not in the land registry, and that is visible immediately. If subletting is your option anyway, insist on the owner's written consent attached to the contract.
  • A fee for the "viewing". Under §19 of Act No. 39/2020 Sb. o realitním zprostředkování, the commission is not payable earlier than the day the tenancy agreement is concluded. An advance is legal only if it is expressly written into a written zprostředkovatelská smlouva with you, and for a consumer it cannot exceed 2/3 of the commission. No written contract with the agency (§9) means no duty to pay: a fee merely for showing you a flat or for a list of addresses is not a service.
  • A contract in Czech only, with "let's sign now and translate later". Ask for a bilingual version, or at least a day to get it translated. A decent owner will agree.

If the deposit is not returned

This is a common situation, and a solvable one. The order of play:

  1. Prepare your evidence in advance. A handover protocol on move-in and on move-out, dated photographs of every room, meter readings. Without them the dispute turns into one person's word against another's.
  2. Send a written demand (výzva k vrácení jistoty) to the landlord's address as stated in the contract — by registered post, not just as a WhatsApp message. State the amount, your account number and a reasonable deadline, 15 days for instance. Mention the interest on the deposit under §2254 odst. 2 as well — with the caveat from the section above: the right exists, the rate is disputed.
  3. Demand an itemised breakdown of the deductions. The owner may deduct unpaid rent, outstanding service charges and damage beyond ordinary wear and tear — but he has to show what exactly for. "For cleaning" with no invoice is not a breakdown.
  4. Do not confuse the deposit with the vyúčtování. Owners often hold back part of it until the annual utility reconciliation. That is understandable, but the four-month deadline after the end of the billing period applies here too.
  5. Then it is court. A claim for the return of the deposit has the general limitation period of three years. The court fee on a monetary claim is 5% of the sum, with a minimum of 1,000 Kč; if you win, it is recovered from the defendant. Note that in disputes below 10,000 Kč there is no appeal — the first-instance decision is final. Documents (the protocol, photos, the registered letter) strengthen your position considerably, but the outcome depends on the specific circumstances. Before filing, a one-off consultation with a lawyer is worth it: an hour of advice costs less than a lost deposit.

A short checklist before signing

  • The name in the land registry matches the name in the contract and in the passport.
  • No exekuce and no insolvence in the restrictions field.
  • The deposit plus any penalties come to no more than three months' rent.
  • The contract states a výpovědní doba, and for doba určitá it separately spells out how you can leave early.
  • You know whether there is an inflační doložka: if not, the §2249 limit applies; if yes, read the wording (index, date, ceiling).
  • Minor repairs are capped by the regulation rather than being "everything and anything", and you understand the difference from běžná údržba.
  • The vyúčtování procedure and its deadlines are spelled out.
  • The owner will sign a potvrzení o zajištění ubytování with an úředně ověřený signature — or will sign the form in front of the OAMP officer.
  • A handover protocol has been drawn up, with meter readings and photos.

If in a year or two renting starts to feel expensive and you begin thinking about buying, our real estate section has payment calculators and a form for requesting a mortgage consultation. The logic of the checks is exactly the same there: the land registry first, everything else afterwards.

Frequently asked questions

The land registry lists an s.r.o. as the owner, but a private individual is offering to sign the contract. Is that normal?
In itself, yes — but the person signing must be entitled to act for the company. Check him in the free obchodní rejstřík at justice.cz: he should be listed as a jednatel (managing director). If he is not a jednatel, you need a written power of attorney attached to the contract. “I work for the owner” is not enough.
They are asking for a deposit of three months' rent plus the last month up front. Is that allowed?
No. Under §2254 of the občanský zákoník, the jistota together with any smluvní pokuta may not exceed three times the monthly rent — the two combined, not each separately. The first month's rent in advance is simply payment for the first month, but “the last month as a deposit” on top of three months' rent no longer fits inside the cap. Point to the provision before signing; it works.
The landlord is offering a place with no contract, cash in hand, 2,000 Kč a month cheaper. Should I take it?
No, and eviction risk is not the only reason. Without a contract you will not get a potvrzení o zajištění ubytování for OAMP, and without that you cannot apply to extend your stay. You have to report your place of stay in any case, only the deadlines differ: with no residence permit, straight after arrival, three working days to the police under §93 odst. 1 of Act No. 326/1999 Sb. (fine up to 3,000 Kč); EU citizens have 30 days; and holders of dlouhodobý or trvalý pobyt changing address have 30 working days and report to OAMP instead. Saving 24,000 Kč a year could cost you your residence extension.
Can I terminate a fixed-term contract early if I have found a job in another city?
Three months without giving a reason applies to doba neurčitá (§2231). With doba určitá, which is the Prague standard, you cannot leave on simple notice: early termination is possible under §2287, when circumstances have changed so much that continuing the tenancy cannot reasonably be required of you — and the výpověď must be reasoned in writing, since without a clear justification a court will hold it invalid. The form and the counting of the period are in §2286: from the first day of the following month. §2288 has nothing to do with your exit; it lists the grounds on which the owner may terminate. In practice many owners will let you go early if you bring a replacement tenant — put the arrangement in writing.
The owner withheld 5,000 Kč from the deposit “for cleaning and wear”. Is that legal?
Ordinary wear and tear (běžné opotřebení) is not paid for by the tenant — it is part of the rent. Deductions are allowed for actual damage, rent arrears or unpaid services, and the owner must show what exactly for: a cleaning invoice, an estimate, photos. Ask for the breakdown in writing. If there is none, send a výzva k vrácení by registered post. The law does also provide for interest on the deposit (§2254 odst. 2), but it names no specific rate — worth mentioning in your demand, not worth counting on for a noticeable sum.
I found the flat myself through a listing, but the person turned out to be an agent and is demanding a commission. Do I have to pay?
A commission is payment for a service under a contract with you. Under §9 of Act No. 39/2020 Sb., a zprostředkovatelská smlouva must be in writing: no written contract with the agency, no duty to pay. Under §19 of the same act, the commission is not payable earlier than the day the tenancy agreement is concluded; an advance is possible only if it is expressly set out in a written contract with you, and for a consumer it cannot exceed 2/3 of the commission. The usual market rate is one month's rent plus 21% VAT, but the term has to be agreed in advance, not announced at the moment of signing.
The landlord is not producing the annual utility settlement — five months of silence already. What can I do?
The landlord must provide the vyúčtování služeb within four months of the end of the billing period. If the penalty for delay is not agreed in writing in the contract, it is 50 Kč for each day started of delay (§13 of Act No. 67/2013 Sb.); check that no other figure has been written into your contract. The penalty does not apply if the delay was your fault — if you failed to report the number of occupants, for instance. Send a written demand citing that provision and stating the date from which you count the delay: in most cases the settlement turns up within a couple of weeks.

More on this

Address registration in the Czech Republic for foreigners: deadlines, documents, landlord refusals
Mortgage in the Czech Republic for foreigners: who gets approved and how much cash you need
Buying an apartment in the Czech Republic as a foreigner: what is allowed, what it costs and what to expect
Estate agent commission when renting in Prague: who pays, how much and how to avoid it
Home insurance in the Czech Republic: what renters need and what owners need
A mortgage in Czechia as a foreigner
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